Международные правовые вопросы ИТ

This report analyses the recent development of online payment systems for e-commerce, covering different payment mechanisms, the extent to which these different systems are used and the implications of industry characteristics and network effects. It discusses drivers and impediments to the uptake of payment systems and identifies some policy issues for further examination.

The conclusions reached in this publication provide the certainty that business and governments are seeking. I am particularly pleased that the proposals set out in this publication are the outcome of discussions between OECD governments, non-OECD governments and business. Non-member economies need to be involved in the OECD work since e-commerce requires globally accepted standards. Business needs to be involved since ultimately they have to operate any tax provisions put in place by governments.

Electronic contracting offers immense posibilities for commercial use. Issues: Interacive web-sites, place of establishment, adopting national legislation.

Discussions initially focused on the issue of infrastructure as this was identified a key enabler in assisting SMEs with E-Commerce. E-Commerce requires fast, reliable and affordable telecommunication/ICT infrastructure and services. In this regard, broadband networks are key. In developing countries, fixed broadband infrastructure is often limited mainly because of the expense and the need for more investment. Instead, it is wireless infrastructure, especially in Africa, that is more prevalent and that has made substantial gains in the last decade.